"Can I Make a Home Budget That Actually Works?"

That is such a great question! Yes, you can make a home budget that works!

There are countless websites and books dedicated to helping people set up personal budgets.

And yet, statistics show a lot of folks aren't doing a very good job managing their money. Last year the U.S. savings rate was negative. Debt is skyrocketing.

So what's the problem?

People just like you and me are making three common financial mistakes:

• Never setting up a budget in the first place
• Creating a budget that isn't realistic
• Failing to track the budget that's in place

So...let's fix that!

Here you'll find:

• Step-by-step instructions, worksheets, articles and more that will show you how to create a budget that works.
• How you can set up an effective home budget that's realistic and uniquely "you".
• Ways you can stay on top of your budget, so you always know where your money's going.
• Tips to help you increase your income and manage your expenses.
• Articles, reviews and more--become a personal budgeting expert!

Got budgeting tips or frugal tips to share? We have several places you can pay it forward. Chances are someone will have a tip you can use, too!

So spend some time browsing, and then sharpen that pencil...it's time to make your household budget work for you!

Budgeting isn't all about reducing expenses. The more you increase the income side of the equation, the easier it is to make ends meet, right?

Click here to see some ways you can increase your income.